From
Linda Loraine - Independent Associate Legal Shield
Be nice, until it’s time to not be nice,” said Patrick
Swayze’s character in the movie Road House, referring to situations when it’s
best to pass on the niceties. The Federal Trade Commission (FTC) recently spoke
of such a situation in their consumer information blog. They point out that scammers take advantage of peoples’
desire to be polite or respectful in an effort to take the consumer’s money or personal
information.
The following phone call scenarios are some situations in
which the FTC says it is okay to be a little less than polite if a caller:
1. Asks for personal
or financial information
2. Asks you to wire
money to them for any reason
3. Keeps talking and
asking questions
4. Makes threats
against you
If you find yourself in any of these situations with a
caller, do not hesitate to hang up. If you are concerned that there is any
validity to the story the caller gave, contact the associated person or
business directly. For businesses, perform an internet search and see what
comes up. If it’s a legitimate business, you should get at least some useful information,
such as a website, address and phone number. If a caller claims they are
someone you know and have an emergency that warrants a request for money, don’t
rush to wire the money. Try calling them directly first. If that doesn’t work,
call a shared friend or family member to ask if the caller is actually in the
situation as claimed.
Our Identity Theft Plan is here to provide assistance as
well. Here's how we are different from other companies that offer ID
monitoring:
1. We protect against all 7 types of ID theft, not just
financial
2. We provide complete restoration of your credit, if
affected by ID theft, to pre-theft status - at no additional cost. If you don't have restoration (not resolution
which is a handy dandy packet and an 800# to guide you through), then you're
paying someone to monitor and tell you you have a HUGE problem You are going to
have to fix.
3. Our protection is provided by the world's largest risk
mgmt co, Kroll - exclusively to LegalShield due to our network of law firms
nationwide because......
4. Kroll reports that 70% of ID theft cases require legal
advice and/or assistance.
Identity theft affects millions of Americans each year.
LegalShield offers two high quality identity theft plans. So in the unfortunate
event something does happen to your identity, you’ll have professional help in
getting your identity restored to what it was before the fraud occurred.
